AADHAAR ENABLED PAYMENT SERVICES
NSDL Payments Bank provides a secure and convenient way to access Aadhaar Enabled Payment Services (AePS) through its AePS Touch Point Operators (ATOS) located across the country, including unbanked and underserved areas. By using only an Aadhaar number/ VDI number and biometric authentication, customers can easily access banking services, supporting financial inclusion alongside traditional banking methods.
Through AePS, customers can perform services such as cash withdrawals, balance enquiry, mini statements etc without visiting bank branches. This accessibility helps bring rural populations into the formal banking system.
With instant transaction confirmations and biometric authentication, AePS ensures secure and reliable banking, even for users who may be unfamiliar with digital technology. The availability of services through nearby NSDL Payments Bank ATOs makes hanking simple and accessible for rural residents.
Key Features
Aadhaar based authentication
AePS transactions are based on biometric authentication of the customer (fingerprint, face authentication etc) which ensures secure & reliable identity confirmation through NPCI infrastructure
Wide Network of NSDL PB ATOS
AePS services play a key role in expanding the financial services through a wide spread network of NSDL PB ATOS taking services closed to customers in underserved areas enabling last mile banking access to customers
Interoperable Banking Services
AEPS enables customers to perform transactions from any bank account linked to Aadhaar through fully interoperable system across participating banks
Multiple Banking Services
Several basic services like Cash Withdrawal, Cash Deposit (specific banks) Balance Enquiry Mini Statement etc are available through AEPS infrastructure
Instant Transaction Processing
AcPS transactions such as cash withdrawal, mini statement, balance enquiry, cash deposit etc are all processed in real time providing immediate confirmation to customers."
Simple, User friendly & Secure Process
AePS Transaction process is simple, quick & secure allowing customers to complete transactions faster using only Aadhaar & biometric authentication.
